FinTech Blog - Fresh Fintech Content

30th August 2022 2 min read

Where do credit unions stand in the US digital banking market?

When St Mary's Cooperative Credit Association, the first US credit union, opened its doors in 1909, it was a radical alternative to mainstream...

FinTech Insights Digital Banking Product Development Market research digital banking research

28th July 2022 3 min read

The Battle for Consumer Attention in the Digital Banking War

The neobank sector is currently challenged by a global funding squeeze. But incumbents must realize that neobank competition is not going away. New...

FinTech Insights Digital Banking Product Development web design ux consistency design implementation mobile design in digital banking

22th July 2022 1 min read

Is cross-channel UX consistency in digital banking overrated?

Implementing a similar feature set and user interface across your web and mobile offerings is often regarded as a fundamental element of good UX. It...

Product Development Market research

7th April 2022 7 min read

How to stop releasing digital banking features that are already obsolete

How do we stay ahead of our competitors? For many digital banking teams, it's an increasingly difficult question to answer.

FinTech Insights Product Development

8th March 2022 11 min read

Competitive analysis: why opening multiple bank accounts will not work

Staying up-to-date with the digital banking industry by finding out what your competitors are up to, is an essential part of the marketing process.

Company News

29th November 2021 3 min read

Insider Intelligence & FinTech Insights: A truly powerful collaboration

We are proud to announce our collaboration with Insider Intelligence on their newest US Banks study. Having already worked on Insider's "UK Mobile...

FinTech Insights Fintech Battle of the Challengers Digital Banking Wealth management UX US Challengers

16th September 2021 15 min read

Battle of the US Challengers: Support

Welcome to the Final Battle of the US Challengers It has been another great journey for our team, discovering the potential of Challenger banks in...

FinTech Insights Money Transfers KYC Challenger Fintech Digital Banking US Banks Market research Customer experience UX

27th August 2021 11 min read

FinTech Insights Spotlight: Chase

It’s time for another FinTech Insights Spotlight! So far, in our two previous monthly blogs we shed light on two Challengers banks that have taken...

FinTech Insights Fintech Battle of the Challengers Digital Banking Wealth management UX US Challengers

19th August 2021 16 min read

Battle of the US Challengers: Investments

Welcome back to the Battle of the US Challengers! This the 5th installment to our 6-part series. So far we have examined our 13 Challengers according...

FinTech Insights Challenger Fintech Functionality Digital Banking US Banks Alerts

12th August 2021 11 min read

FinTech Bites: Video Banking

It’s another FinTech Bite and we are pumped to discuss what has been most talked about top within our fintech analysts' team. For this month what has...

FinTech Insights High Street Banks Fintech Explore insight Digital Banking US Banks Wealth management Customer experience UX

6th August 2021 17 min read

Bank of America vs M&T Bank: a Digital Banking Comparison

The US digital banking market undoubtedly represents one of the most competitive globally. With hundreds of Legacy, Regional banks, Credit Unions and...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX Support

29th July 2021 14 min read

Digital Banking Features that Matter: Support

A month ago, to honor the most intuitive and helpful digital banking features that help customers, we launched Digital Banking Features that Matter....

FinTech Insights Fintech Digital Banking Product Development Market research Customer experience UX

27th July 2021 8 min read

FinTech Insights: Improve your Digital Banking Feature Set

The product development of a digital banking product is more often than not a lengthy and expensive process. From analyzing the market, conducting...

FinTech Insights Challenger UK Banks Fintech Digital Banking Customer experience UX

23th July 2021 13 min read

FinTech Insights Spotlight: Starling Bank

Welcome to FinTech Insights Spotlight! In this monthly blog we are examining the biggest and most innovative financial institutions worldwide and try...

FinTech Insights Fintech Battle of the Challengers Digital Banking Wealth management UX US Challengers

15th July 2021 14 min read

Battle of the US Challengers: Budgeting

Welcome to our fourth episode of Battle of the US Challengers! As we mentioned in our previous installment, Episode 3: Help me Save Towards my Goal...

FinTech Insights Challenger Fintech Functionality Digital Banking US Banks Alerts

8th July 2021 9 min read

FinTech Bites: Notification Alerts

Another month, another FinTech Bite. As always we will be discussing what has been most exciting and intriguing to our analysts team. In previous...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX

6th July 2021 12 min read

Banks that Cater Specific Customers

Which is your target audience? What customer segment does your digital bank cater to most? Is it all customers across all ages or is it an ultra...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX Subscription

30th June 2021 11 min read

Digital banking features that matter: Subscriptions Management

Intuitive features are what make a digital banking design memorable and lovable to customers. To honor the most exciting features out there, the...

FinTech Insights Fintech Digital Banking Product Development Customer experience UX

24th June 2021 5 min read

FinTech Insights: know how all customers experience your user journeys

If you're not a niche bank or fintech serving a specific target audience like Millennials, doctors, LGBTQi+, you’ve probably had headaches about...

FinTech Insights Fintech Battle of the Challengers Digital Banking US Banks UX

17th June 2021 16 min read

Battle of the US Challengers: Help me Save Towards my Goal

Welcome to our third episode of Battle of the Challengers US! In our previous episodes we have pitched our competing Challengers against each other...

FinTech Insights Challenger UK Banks Fintech Digital Banking US Banks Wealth management UX Crypto

10th June 2021 14 min read

5 digital banking feature sets to make you the customers go-to-bank

The notion that customers own one bank account or are customers of just one financial institution reflects less and less percentages of the market....

FinTech Insights Money Transfers KYC Challenger Fintech Digital Banking US Banks Market research Customer experience UX

4th June 2021 11 min read

FinTech Insights Spotlight: Chime

Welcome to the FinTech Insights Spotlight series! We are thrilled to be embarking on this new series with you! The FinTech Insights Spotlight series...

FinTech Insights Fintech Digital Banking Product Development Product development problems Market research UX

27th May 2021 7 min read

How to avoid a total team burnout with FinTech Insights

Too often product development of a new digital offering becomes extremely tiring for teams. Having to spend weeks to figure out how to design...

FinTech Insights Fintech Battle of the Challengers Digital Banking US Banks UX

20th May 2021 13 min read

Battle of the US Challengers: Cancel, Reorder Debit Card and Use Virtual to Pay

Welcome back to another series of Battle of the Challengers US! We are thrilled to be back with Episode 2 of Battle of the Challengers US. Last time...

Fintech Functionality Digital Banking Wealth management Crypto

13th May 2021 7 min read

Fintech Bites: a case of Cryptocurrency

Fintech Bites has always been about our inside the team conversations we have about fintech and digital banking in general.

FinTech Insights Challenger UK Banks Fintech Digital Banking US Banks Market research Financial Literacy

6th May 2021 13 min read

A quick guide to effective competitive digital banking analysis

A few weeks ago we discussed the major issues that lead to ineffective comparative research. We talked about the importance of informative competitor...

FinTech Insights Challenger UK Banks Fintech Digital Banking US Banks Customer experience UX

29th April 2021 12 min read

Is your digital onboarding process driving new customers away?

The first point of contact potential customers have with your digital banking is the process of opening their first account. Know Your Customer (KYC)...

FinTech Insights Challenger Fintech Digital Banking Financial Literacy Latam banks

22th April 2021 16 min read

7 ways that Latam banks can promote financial education

Carlos lives in Chile and was never approved for a bank account. Whenever he wants to send money back to his home country, Paraguay, he’s required to...

FinTech Insights Fintech Battle of the Challengers Digital Banking US Banks UX

15th April 2021 16 min read

Battle of the US Challengers: Digital Onboarding and KYC

Welcome back to another series of Battle of the Challenger banks! We are thrilled to be back and starting on another series of Battle of the...

FinTech Insights Fintech Digital Banking Product Development Market research

8th April 2021 8 min read

Streamline your competitor analysis with FinTech Insights

Competitor analysis sets the tone for a smooth digital banking product development. It can however sometimes be inconclusive and leave you with a...

FinTech Insights Fintech Digital Banking Product Development Market research UX

1st April 2021 6 min read

Innovation through benchmarking: a Breaking Banks podcast

Back in January we were delighted to participate in the Breaking Banks fintech podcast Episode 372: The Nitty Gritty of Innovation. Our very own VP...

FinTech Insights Fintech Digital Banking Product Development Market research

31th March 2021 6 min read

FinTech Insights: decrease your digital banking offerings development cost

Budgeting for the product development process of a digital banking offering is a thorny issue for many teams. The increased time needed to roll out a...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX

25th March 2021 14 min read

Digital banking features that simplify money management: best UX journeys

Earlier in one of our blogs we talked about the features that help customers manage their money through their digital banking mobile applications and...

FinTech Insights UK Banks Fintech Digital Banking US Banks Green banking Sustainability

23th March 2021 16 min read

6 green banking initiatives that inspire customers into action

Sustainability is no longer a strategic decision in banking. Climate change is at our doorstep and banks worldwide must consider an...

FinTech Insights Challenger Fintech Explore Digital Banking Product Development US Banks

19th March 2021 6 min read

Keep up with and get ahead of digital banking innovation

Imagine if you didn’t have to spend most of your day designing the same user journey paths with their myriad iterations, while struggling to jump...

FinTech Insights UK Banks Fintech Functionality Digital Banking US Banks Customer experience

17th March 2021 12 min read

8 digital banking features to simplify customers' money management

Banking is central to the financial livelihood of our daily lives. A few years ago the case was that people would have to wait in lines in front of...

Fintech Functionality Digital Banking Product Development Wealth management

12th March 2021 13 min read

Why should banks include wealth management features in their digital offerings?

For quite a while investing was considered a niche activity, exclusive to high street investors, the wealthy and the extremely wealthy. Then the...

FinTech Insights UK Banks Fintech Digital Banking Product Development US Banks Market research

10th March 2021 10 min read

Why is your bank's competitor analysis not conclusive enough?

Competitor analysis is innate in the growth strategy of every bank and fintech. Its primary goal is to keep the company’s trajectory forward by...

FinTech Insights Fintech Digital Banking Women in fintech

9th March 2021 17 min read

3 Ways to Empower Women in Fintech

In a discussion I had a couple of weeks ago, I asked my friends the following simple question: “When you hear the word fintech, what type of person...

FinTech Insights Fintech Digital Banking

8th March 2021 8 min read

The Women of Scientia discuss working in the Fintech industry

With International Women's Day coming up we thought it would be best to hear from our colleagues on what it feels to be a woman in Scientia.

FinTech Insights Fintech Functionality Digital Banking

3rd March 2021 8 min read

Why does FinTech Insights use Functionalities?

In a previous blog post we have talked about different aspects of our digital banking research platform, . We have discussed our Perfect 1000 UX...

FinTech Insights Challenger Fintech Functionality Digital Banking Product Development US Banks

25th February 2021 16 min read

Fintech Bites: “Split the Bill” functionality in the US market

The pandemic has arguably halted most interactions between people. But, with restaurants, coffee shops and bars slowly opening up again, and the...

FinTech Insights Fintech Explore insight Digital Banking Product Development Product development problems

23th February 2021 13 min read

The jarring issues that slow down digital banking product development

Product development is the intricate process where an ideation of a digital banking feature is slowly being fleshed out into a reality. From the...

FinTech Insights Fintech Explore insight Digital Banking Product Development US Banks

19th February 2021 5 min read

Analysis paralysis: minimize this toxic trend in digital product development

There is a solution that reduces “analysis paralysis” in digital banking product development. Going through numerous iterations in order to reach a...

FinTech Insights Challenger Fintech Digital Banking Product Development US Banks

17th February 2021 6 min read

FinTech Insights: reduce your go-to-market time while offering the best UX design

Product development can become a very lengthy process that allows you little room to think outside the box about how to make a difference with your...

FinTech Insights Challenger Fintech Digital Banking US Banks

16th February 2021 1 min read

The USA market: are EU-based Challengers coming to rustle up some feathers?

COVID-19’s ongoing impact on the world has certainly influenced the position of a number of Challenger banks in the US market, which are taking...

FinTech Insights Challenger Fintech Digital Banking

11th February 2021 1 min read

Who Wins the UX Arms Race: Traditional Banks or Neobanks?

Some people within banking may object to a direct comparison between a large regulated financial institution and challenger bank.

FinTech Insights Agile Digital Banking Product Development

5th February 2021 12 min read

Agile framework: accelerate your digital banking product development

The current Landscape Traditionally, digital banking software development cycles lasted on average 2 years. And that might have been good enough a...

FinTech Insights Challenger UK Banks Fintech

7th December 2020 4 min read

Starling VS. Monzo: The Real Battle

As you can see, overtime there have been lot’s of discussions revolving around these two Challengers. Mainly because of the feud between Anne Boden...

FinTech Insights Fintech

4th December 2020 2 min read

UK banks and challengers ranked: from on-boarding to app functionality

An emergence of new technology and new start-up participants in the banking sector has caused a stir in recent years.

FinTech Insights Challenger Battle of the Challengers

19th November 2020 337 min read

Battle of the Challenger Banks: Help me build towards my wealth!

Welcome bank to another Battle of Challengers!

Challenger Fintech Bites Fintech

4th November 2020 11 min read

On the lookout: New neobanks that are worth the try!

One of the many perks of working in the team of FinTech Insights, is taking a look at banks from all over the world. More than that, our team of...

FinTech Insights Challenger Fintech Battle of the Challengers

15th October 2020 76 min read

Battle of the Challenger Banks: Can you block my Card?

Welcome back everyone to another Battle of Challengers!

FinTech Insights Challenger Fintech Bites

1st October 2020 7 min read

Fintech Bites: Functionality Ranking — USA Challenger Banks

This month, and for this cup of our hot black coffee, we have chosen to take a closer look to the challenger banks in the USA.

Challenger Fintech Functionality Battle of the Challengers

17th September 2020 107 min read

Battle of the Challenger Banks: What Support do you Offer?

Welcome back everyone to another Battle of Challengers!

FinTech Insights KYC Challenger High Street Banks

10th September 2020 154 min read

Account Opening & KYC Chime vs Wells Fargo

Did you know that the US has the second most competitive economy in the world, based on the Global Competitiveness Index, as Visual Capitalists...

Junior Accounts Fintech Bites Functionality

27th August 2020 6 min read

Fintech Bites: 5 Key Functionalities in Junior Accounts

Next hot (like our morning coffee) topic of discussion these days is the hype surrounding Junior accounts.

Money Transfers Challenger Fintech Battle of the Challengers

20th August 2020 276 min read

Battle of the Challenger Banks: Transferring Money within the EU

Welcome back to the Battle of the Challengers!

FinTech Insights Digital Banking

30th July 2020 5 min read

"We use Real Bank Accounts"... but why?

During the previous weeks, we published an article in which we talked about how some of the biggest Challenger Banks in Europe, measure up against...

UK Banks Fintech Bites Fintech

27th July 2020 5 min read

Fintech Bites: Functionality Ranking — UK High Street Banks

Fun little story for you... If you know us, you know we love our morning coffee in the office, during which the hot topics of talk include a little...

FinTech Insights KYC Challenger Fintech Battle of the Challengers

16th July 2020 328 min read

Battle of the Challenger Banks: Account Opening & e-KYC

Welcome to our very first Battle of the Challengers!

FinTech Insights Challenger Fintech Battle of the Challengers Digital Banking

13th July 2020 43 min read

Battle of the Challenger Banks: The Intro

Welcome to the Battle of the Challengers!

FinTech Insights Explore insight Digital Banking

10th July 2020 19 min read

Learning from your competitors: How FinTech Insights measures UX

Picking a bank used to be about things like who had the most conveniently-located branches, the best opening hours, and the most ATMs. Then,...

Company News

24th June 2020 3 min read

We redesigned our digital presence and… we are live!

Welcome to the new and updated digital presence of Scientia. If you knew us before, you will probably notice that a lot has changed. To those who are...