FinTech Blog - Fresh Fintech Content- Scientia Consulting LTD

8th March 2022 11 min read

Competitive analysis: why opening multiple bank accounts will not work

Staying up-to-date with the digital banking industry by finding out what your competitors are up to, is an essential part of the marketing process.

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16th September 2021 15 min read

Battle of the US Challengers: Support

Welcome to the Final Battle of the US Challengers It has been another great journey for our team, discovering the potential of Challenger banks in...

FinTech Insights Money Transfers KYC Challenger Fintech Digital Banking US Banks Market research Customer experience UX

27th August 2021 11 min read

FinTech Insights Spotlight: Chase

It’s time for another FinTech Insights Spotlight! So far, in our two previous monthly blogs we shed light on two Challengers banks that have taken...

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19th August 2021 16 min read

Battle of the US Challengers: Investments

Welcome back to the Battle of the US Challengers! This the 5th installment to our 6-part series. So far we have examined our 13 Challengers according...

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12th August 2021 11 min read

FinTech Bites: Video Banking

It’s another FinTech Bite and we are pumped to discuss what has been most talked about top within our fintech analysts' team. For this month what has...

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6th August 2021 17 min read

Bank of America vs M&T Bank: a Digital Banking Comparison

The US digital banking market undoubtedly represents one of the most competitive globally. With hundreds of Legacy, Regional banks, Credit Unions and...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX Support

29th July 2021 14 min read

Digital Banking Features that Matter: Support

A month ago, to honor the most intuitive and helpful digital banking features that help customers, we launched Digital Banking Features that Matter....

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27th July 2021 8 min read

FinTech Insights: Improve your Digital Banking Feature Set

The product development of a digital banking product is more often than not a lengthy and expensive process. From analyzing the market, conducting...

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23th July 2021 13 min read

FinTech Insights Spotlight: Starling Bank

Welcome to FinTech Insights Spotlight! In this monthly blog we are examining the biggest and most innovative financial institutions worldwide and try...

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15th July 2021 14 min read

Battle of the US Challengers: Budgeting

Welcome to our fourth episode of Battle of the US Challengers! As we mentioned in our previous installment, Episode 3: Help me Save Towards my Goal...

FinTech Insights Challenger Fintech Functionality Digital Banking US Banks Alerts

8th July 2021 9 min read

FinTech Bites: Notification Alerts

Another month, another FinTech Bite. As always we will be discussing what has been most exciting and intriguing to our analysts team. In previous...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX

6th July 2021 12 min read

Banks that Cater Specific Customers

Which is your target audience? What customer segment does your digital bank cater to most? Is it all customers across all ages or is it an ultra...

FinTech Insights Challenger Fintech Digital Banking US Banks Customer experience UX Subscription

30th June 2021 11 min read

Digital banking features that matter: Subscriptions Management

Intuitive features are what make a digital banking design memorable and lovable to customers. To honor the most exciting features out there, the...

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24th June 2021 5 min read

FinTech Insights: know how all customers experience your user journeys

If you're not a niche bank or fintech serving a specific target audience like Millennials, doctors, LGBTQi+, you’ve probably had headaches about...

FinTech Insights Featured Fintech Battle of the Challengers Digital Banking US Banks UX

17th June 2021 16 min read

Battle of the US Challengers: Help me Save Towards my Goal

Welcome to our third episode of Battle of the Challengers US! In our previous episodes we have pitched our competing Challengers against each other...

FinTech Insights Challenger UK Banks Fintech Digital Banking US Banks Wealth management UX Crypto

10th June 2021 14 min read

5 digital banking feature sets to make you the customers go-to-bank

The notion that customers own one bank account or are customers of just one financial institution reflects less and less percentages of the market....

FinTech Insights Money Transfers KYC Challenger Fintech Digital Banking US Banks Market research Customer experience UX

4th June 2021 11 min read

FinTech Insights Spotlight: Chime

Welcome to the FinTech Insights Spotlight series! We are thrilled to be embarking on this new series with you! The FinTech Insights Spotlight series...

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27th May 2021 7 min read

How to avoid a total team burnout with FinTech Insights

Too often product development of a new digital offering becomes extremely tiring for teams. Having to spend weeks to figure out how to design...

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20th May 2021 13 min read

Battle of the US Challengers: Cancel, Reorder Debit Card and Use Virtual to Pay

Welcome back to another series of Battle of the Challengers US! We are thrilled to be back with Episode 2 of Battle of the Challengers US. Last time...

FinTech Insights Challenger UK Banks Fintech Digital Banking US Banks Market research Financial Literacy

6th May 2021 13 min read

A quick guide to effective competitive digital banking analysis

A few weeks ago we discussed the major issues that lead to ineffective comparative research. We talked about the importance of informative competitor...

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29th April 2021 12 min read

Is your digital onboarding process driving new customers away?

The first point of contact potential customers have with your digital banking is the process of opening their first account. Know Your Customer (KYC)...

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22th April 2021 16 min read

7 ways that Latam banks can promote financial education

Carlos lives in Chile and was never approved for a bank account. Whenever he wants to send money back to his home country, Paraguay, he’s required to...

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15th April 2021 16 min read

Battle of the US Challengers: Digital Onboarding and KYC

Welcome back to another series of Battle of the Challenger banks! We are thrilled to be back and starting on another series of Battle of the...

FinTech Insights Fintech Digital Banking Product Development Market research

8th April 2021 8 min read

Streamline your competitor analysis with FinTech Insights

Competitor analysis sets the tone for a smooth digital banking product development. It can however sometimes be inconclusive and leave you with a...

FinTech Insights Fintech Digital Banking Product Development Market research UX

1st April 2021 6 min read

Innovation through benchmarking: a Breaking Banks podcast

Back in January we were delighted to participate in the Breaking Banks fintech podcast Episode 372: The Nitty Gritty of Innovation. Our very own VP...

FinTech Insights Fintech Digital Banking Product Development Market research

31th March 2021 6 min read

FinTech Insights: decrease your digital banking offerings development cost

Budgeting for the product development process of a digital banking offering is a thorny issue for many teams. The increased time needed to roll out a...

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25th March 2021 14 min read

Digital banking features that simplify money management: best UX journeys

Earlier in one of our blogs we talked about the features that help customers manage their money through their digital banking mobile applications and...

FinTech Insights UK Banks Fintech Digital Banking US Banks Green banking Sustainability

23th March 2021 16 min read

6 green banking initiatives that inspire customers into action

Sustainability is no longer a strategic decision in banking. Climate change is at our doorstep and banks worldwide must consider an...

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19th March 2021 6 min read

Keep up with and get ahead of digital banking innovation

Imagine if you didn’t have to spend most of your day designing the same user journey paths with their myriad iterations, while struggling to jump...

FinTech Insights UK Banks Fintech Functionality Digital Banking US Banks Customer experience

17th March 2021 12 min read

8 digital banking features to simplify customers' money management

Banking is central to the financial livelihood of our daily lives. A few years ago the case was that people would have to wait in lines in front of...

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10th March 2021 10 min read

Why is your bank's competitor analysis not conclusive enough?

Competitor analysis is innate in the growth strategy of every bank and fintech. Its primary goal is to keep the company’s trajectory forward by...

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9th March 2021 17 min read

3 Ways to Empower Women in Fintech

In a discussion I had a couple of weeks ago, I asked my friends the following simple question: “When you hear the word fintech, what type of person...

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8th March 2021 8 min read

The Women of Scientia discuss working in the Fintech industry

With International Women's Day coming up we thought it would be best to hear from our colleagues on what it feels to be a woman in Scientia.

FinTech Insights Fintech Functionality Digital Banking

3rd March 2021 8 min read

Why does FinTech Insights use Functionalities?

In a previous blog post we have talked about different aspects of our digital banking research platform, . We have discussed our Perfect 1000 UX...

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25th February 2021 16 min read

Fintech Bites: “Split the Bill” functionality in the US market

The pandemic has arguably halted most interactions between people. But, with restaurants, coffee shops and bars slowly opening up again, and the...

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23th February 2021 13 min read

The jarring issues that slow down digital banking product development

Product development is the intricate process where an ideation of a digital banking feature is slowly being fleshed out into a reality. From the...

FinTech Insights Fintech Explore insight Digital Banking Product Development US Banks

19th February 2021 5 min read

Analysis paralysis: minimize this toxic trend in digital product development

There is a solution that reduces “analysis paralysis” in digital banking product development. Going through numerous iterations in order to reach a...

FinTech Insights Challenger Fintech Digital Banking Product Development US Banks

17th February 2021 6 min read

FinTech Insights: reduce your go-to-market time while offering the best UX design

Product development can become a very lengthy process that allows you little room to think outside the box about how to make a difference with your...

FinTech Insights Challenger Featured Fintech Digital Banking US Banks

16th February 2021 1 min read

The USA market: are EU-based Challengers coming to rustle up some feathers?

COVID-19’s ongoing impact on the world has certainly influenced the position of a number of Challenger banks in the US market, which are taking...

FinTech Insights Challenger Featured Fintech Digital Banking

11th February 2021 1 min read

Who Wins the UX Arms Race: Traditional Banks or Neobanks?

Some people within banking may object to a direct comparison between a large regulated financial institution and challenger bank.

FinTech Insights Featured Agile Digital Banking Product Development

5th February 2021 12 min read

Agile framework: accelerate your digital banking product development

The current Landscape Traditionally, digital banking software development cycles lasted on average 2 years. And that might have been good enough a...

FinTech Insights Challenger UK Banks Fintech

7th December 2020 4 min read

Starling VS. Monzo: The Real Battle

As you can see, overtime there have been lot’s of discussions revolving around these two Challengers. Mainly because of the feud between Anne Boden...

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